Gateway Basics

1. What is a Gateway?

A Gateway (also called a Virtual Terminal)is a software device that connects an Internet merchant to their processor. It translates between protocolsso that computers on the connected networks can exchange transaction data. You can have a merchant account and not a gateway, but you cannot have a gateway without a merchant account. All internet merchants (CNP) need some sort of gateway.

2. How can I get a Gateway?

All you need to do to get a gateway is apply for a Merchant Account and have the provider set you up with one. There are many companies out therethat can accomplish this. The easiest way is to click on 'Gateways' in your account and click 'I need a gateway'.  There you can fill out the gateway application.

3. Why do I need a Gateway?

You need one because gateways are the link between your bank account and the credit card processing networks. The gateway is the means that requests for money exchanges are transferred between banks.

4.  How long does it take to setup a Gateway?

It typically takes 1-2 business days to get approved.  If you needed to rush it for some reason, they sometimes can pull it off same day.